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Financial Aid
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Plaza College Financial Aid

Financing Your Education

Federal Direct Loan Program

Direct loans are low-interest loans for students through the US Department of Education, and there are two types of loans: subsidized and unsubsidized. Subsidized loans are for students who demonstrate financial need, and they are not charged interest while the student is in school at least half-time. Unsubsidized loans are not based on financial need, and they are charged interest while the student is in school and during grace and deferment periods. For more information or to find out if you are eligible for a Federal Direct Loan, make an appointment with a Financial Aid counselor today!

Federal Direct Parent Loan Program (PLUS)

The Federal Direct Parent Loan Program (PLUS) is an unsubsidized loan program for parents of dependent students that assists with the cost of attendance minus all other awarded financial aid. Interest on PLUS loans is charged while the student is in school and during grace and deferment periods. For more information or to find out if you (or your parents) are eligible for a Parent PLUS loan, make an appointment with a Financial Aid counselor today!