718.779.1430
A Plaza College education is an excellent investment in your future.The purpose of financial aid is to remove any financial barriers that may prevent you from pursuing your educational and professional goals. There is a variety of financial assistance options available, tailored to your specific educational path. Whether you are a transfer student or freshman, and no matter your degree program, Plaza College offers many financial aid options to those that qualify.
For questions or assistance with your financial aid packaging, please visit the Financial Aid Office between 9 a.m. and 7 p.m. Monday through Thursday or 9 a.m. and 5 p.m. on Friday.
Federal Pell Grant: Federal Pell Grants are need-based grants provided to students so that they may access postsecondary education. Eligibility for these grants is dependent upon the student’s expected family contribution, cost of attendance, enrollment status (full-time or part-time), and whether or not the student attends for a full academic year. The Federal Pell Grant does not have to be paid back.
Federal Supplemental Education Opportunity Grant: The Federal Supplemental Education Opportunity Grant is for students with exceptional financial need. Dependent upon the application date, financial need, existing funding, and the policies of the financial aid office at Plaza, students receiving the Federal Supplemental Education Opportunity Grant may receive between $100 and $4,000 per year.
Federal College Work-Study (FWS): This need-based award allows students to work while studying in order to help pay for their cost of attendance expenses. The award is determined by the federal needs analysis from information provided on the FAFSA. Positions and the amount students can earn depend on availability of funds each award year and job sites. Continued eligibility for FWS award is contingent upon satisfactory academic progress, attendance, and job performance. Students may apply through the Work Study Coordinator in the Financial Aid Office.
Department of Veterans Affairs Educational Benefits: The Department of Veterans Affairs offers a number of education and training programs for veterans and their dependents. A detailed description of programs and benefits is contained in the Federal Benefits for Veterans and Dependents and Survivors. Applications are available at the local VA office.
TAP Award: The Tuition Assistance Program (TAP) is a New York State grant program that helps eligible New York State residents pay for tuition at approved schools in New York State. The amount of the award is based upon the student’s financial status, combined family NYS taxable income, the academic year in which first payment is received, and the type of postsecondary institution. The TAP grant does not have to be paid back.
Federal Direct Loan Program: Direct loans are low-interest loans for students through the US Department of Education, and there are two types of loans: subsidized and unsubsidized. Subsidized loans are for students who demonstrate financial need, and they are not charged interest while the student is in school at least half-time. Unsubsidized loans are not based on financial need, and they are charged interest while the student is in school and during grace and deferment periods. Once you graduate or separate from the College, these loans must be paid back.
Federal Direct Parent Loan Program (PLUS): The Federal Direct Parent Loan Program (PLUS) is an unsubsidized loan program for parents of dependent students that assists with the cost of attendance minus all other awarded financial aid. Interest on PLUS loans begins accruing immediately while the student is in school and during grace and deferment periods.
Non-Federal Alternative Loan Programs: These loans are a source of funds for students who may be ineligible for loans under one of the federal programs and are available through a number of banks, agencies, and credit unions. Borrowers or their co-signers must be citizens or eligible non-citizens and pass a credit check. The Financial Aid office can provide more detailed information.
Plaza College is proud to offer a variety of institutional scholarships to those who qualify. For a complete listing of available scholarships, please see the College Catalog.
Your Financial Aid Counselor will assist in outlining a manageable payment plan schedule reflective of the balance of your charges and your current financial situation.
Our Net Price Calculator will provide you with an estimate of the state and federal financial aid for which you might qualify. Based on the information you provide, the calculator will return a net price that reflects the estimated costs of attending Plaza College less your estimated financial aid. Please note that the calculator provides estimates only and our dedicated financial aid team can help you apply for all financial aid and other resources for which you may be eligible to receive.
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